Central Bank Rate: 5.75%
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Loan Apps Jamaica

15 Verified Lenders • From 18.0% APR

Central Bank Rate 5.75%
Inflation Rate 1.20%
GDP/Capita JMD 1,119,278
Average Monthly Salary JMD 80,220
Income Tax Rate 30.0%
Average Property Price JMD 116,000K
Unemployment Rate 3.3%

Loan Types Available

Personal Loans

Interest Rate 18.00% - 24.99%
Loan Amount JMD 10,000 - 5,000K
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Business Loans

Interest Rate 10.00% - 14.00%
Loan Amount JMD 100,000 - 20,000K
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Student Loans

Interest Rate 0.00% - 5.00%
Loan Amount JMD 100,000 - 1,000K
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Mortgage Loans

Interest Rate 8.50% - 12.49%
Loan Amount JMD 500,000 - 50,000K
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Auto Loans

Interest Rate 8.50% - 11.75%
Loan Amount JMD 200,000 - 10,000K
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General Requirements

Age Requirements

18 - 70 years

Residency

Required

Credit Score System

FICO

Minimum Down Payment

20.0%

Top Lenders

BlueStart Capital (Jamaica) Limited

4.7
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Scotiabank

4.7
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C&WJ Credit Union

4.6
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Worldnet Investments Limited

4.3
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NCB

4.2
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Flow Lend

4.1
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Loan Calculator

Monthly Payment JMD 890
Total Cost JMD 10,680
bulkestate → monefit → viainvest → estateguru → wahoopredict → wahoopredict → esketit → peerberry →
Verified Expert
James Mitchell

James Mitchell

International Finance Expert & Credit Analyst

Over 8 years of experience analyzing loan markets and banking systems across 193 countries. Helping consumers make informed financial decisions through independent research and expert guidance.

Verified 3 days ago
193 Countries
12,000+ Reviews