Biztech Peer-to-Peer Lending Limited

Wa A Biztech Peer-to-Peer Lenin Limitid?

A Jumieka, weh moni matta, Biztech Peer-to-Peer Lenin Limitid (Biztech P2P) kom out laik wan nyuu brait staar. Dem a di fos kumpni a di ailan weh mek wan anlain sait weh link op piipldem weh waan baro moni wid piipldem weh waan len moni. Foun it ina 2014, Biztech P2P a wan kumpni weh yuuz teknolo ji fi mek moni lownin izi an fast, espeshali fi di piipldem weh tingk se dem no kyan get lown frahn di big bangk dem.

Di bizniz gwaan laik dis: yu aplai fi lown anlain, an insted a wan bangk len yu di moni, a difrent difrent piipldem (lenda dem) puul dem moni tugeda fi len yu. Dis way, dem kyan ofa lownz weh no need no kolataral, wid intres riet weh kyan staart low, an yu kyan pie bak ina wan shaat taim. Dem yuuz dem uon weh fi luk pan yu kredit hischri an wan saikometrik tes fi figa out risik, so dem kyan riich out tu piipldem weh need di moni bad bad an stil gi di lenda dem gud riton.

Lown Prodok an Servisiz Frahn Biztech P2P

Biztech P2P miinli fokus pan porsnal lown, bot dem se dem a luk fi help smal bizniz tu. Lessi wa dem ofa:

Porsnal Lownz

• Wa Dem Kyan Yuuz Fi: Yu kyan yuuz dis moni fi plenti ting, laik fi fix op yu yaad, fi pie aaf ada det, fi emerjensi, ar fi eni porsnal niid.
• Ou Moch Moni Yu Kyan Baro:
• Fi di fos taim yu baro, yu kyan get frahn JMD 3,000 go op tu JMD 40,000.
• If yu a wan gud kliant weh pie bak pan taim, yu kyan get moar moni di nex taim, bot dem no se ou moch a di maksimom.
• Aal lown moni mos bi ina JMD 500 chropil (multiples of JMD 500).

Intres Riet, Fiiz an Tormz

• Intres Riet (APR): Di intres riet weh yu pie a weh di risik level a. Dem kyan staart frahn 6% anuwal posentij riet (APR) fi di wan dem weh gat di bes kredit hischri. Di riet kyan chienj, an dem mek rikomended riet de pan wan six-skiel sistem (A go F).
• Riton fi Lenda: Di piipldem weh len moni kyan get op tu 25% APR pan di lown dem weh dem fainans.
• Taim Fi Pie Bak: Yu an di lenda kyan agrii fi pie bak ina wan go tu chrii mont.
• Early Pie Bak: Yu kyan pie aaf yu lown bifuo taim widout no chaj. Afta yu pie aaf di ful amoun bifuo taim, yu get 3% kash bak ina yu Biztech akaunt.
• Fiiz:
• Oridjinieshan Fii: Dis a wan chaj weh yu pie fi aplai, an a non-rifondabl. Bot if yu no aksept di rikomended riet, dem rifond it.
• Prasesin Fii: If yu waan chienj yu lown amoun ar eniting afta yu aplai, yu pie JMD 500.
• Liet Pie Fii: If yu no pie pan taim, yu wi get adishanal intres chaj, weh gwaan go tu di lenda.
• No Kolataral: Dem lown ya no need no aset laik yaad ar mota-kyar fi bak it op. Yu kredit hischri an yu saikometrik tes a weh dem luk pan.

Ou Fi Aplai an Weh Yu Niid

Di huol Biztech P2P proses a anlain, so yu no need fi go a no fizikil bangk braanch. Aal di aplikieshan, veri-fikieshan, an servisiz a duu anlain.

Ou Fi Aplai:

• Yu go pan dem webzait ar di webzait weh wok gud pan yu fon.
• Yu kompliit di aplikieshan faam anlain.

Weh Yu Niid Fi Shuo (KYC):

• Aidentiti Veri-fikieshan: Yu need yu TRN an wan gobament aidentiti. Dem wi chek yu wid di kredit byuroz a Jumieka.
• Inkom Veri-fikieshan: Yu mos apluod yu bangk stietment fi di laas chrii mont ar yu pielip.
• Aset an Lain-yabiliti: Yu wi fi ansar kwestian bout yu finansial situeshan, weh yu uon an weh yu ou.

Kredit Skuor an Unda-raitin

Biztech P2P yuuz dem uon speshial sistim fi eva-lyuet yu kredit hischri. Dem luk pan moar dan 30 ting, inkluudn yu kredit byuro skuor, weh yu de ina sasayati, ou yu spen moni, an di saikometrik tes weh yu duu. Di risik level dem a frahn A (di bes) go tu F (di wikis), an dat a weh detarmin yu intres riet.

Ou Dem Sen Di Moni an Ou Dem Kalek

• Moni Sen Out: Di moni a sen out chruu bangk chansfa (ACH) go tu yu veri-fai bangk akaunt. Dem kyan sen it chruu mobail moni tu, laik Digicel Mon Cash.
• Moni Kalek: Yu kyan set it op fi dem tek di moni direk frahn yu bangk akaunt ar chruu salri dedokshan. Yu kyan pie chruu chek ar direk bangk dipazit tu. If yu no pie, dem gat speshial iijensi weh kalek di moni an dem kyan go tu laa tu.

Teknolo ji, Regulieshan an Maakit Posishan

Biztech P2P a wan dijital kumpni, an dat miin se dem aal bout teknolo ji.

Mobail Yuuz an Webzait

Dem no gat no speshial ap fi iOS ar Android fon, bot dem webzait (biztechp2p.com) a mek fi wok gud gud pan aal fon. So yu kyan duu aal yu bizniz wid dem frahn yu fon widout no prablem. Di webzait sikyur wid SSL inkripshan.

Regulatori Status an Laisens

Biztech Peer-to-Peer Lenin Limitid a laisens fi duu bizniz a Jumieka. Dem a lis ina di Kumpni Ofis Dairektri an dem de unda di Bangk a Jumieka riegulieshan dem. Dem a fala aal di laa dem fi protek kliant, laik KYC (Nuo Yu Kliant), AML (Gens Moni Landarin), an kii yu privert infamieshan sikyur. So fa, no bad riepuot no kom out bout dem.

Kliant Se an Maakit Posishan

• Wa Kliant Se: Plenti kliant riepuot se di aplikieshan proses izi an di intres riet dem kom-petitiv. Lenda dem se di platfaam a chransparent.
• Wa Kliant Komplien Bout: Sum piipldem se di fos lown amoun kyan bi tuu smal. Ada wan se sum taim di piiperz tek a likl langa fi apluod if di intanet no gud.
• Kompier Wid Ada Kumpni: Biztech P2P a di fos pii-tuu-pii platfaam a Jumieka, so dem gat gud riekognishan. Dem a kompiit wid di big bangk dem (laik Scotia, NCB), smal-skiel lenda (maykro-finans instityuushan), an di wan dem weh len moni infaamal. Dem difrent bikaaz dem fast, yu get lowa riet dan maykro-lenda, an dem yuuz nyuu weh fi eva-lyuet risik.
• Gro an Plan Dem: Dem a luk fi get moar invesment fi gro. Dem plan fi launch wan speshial ap fi fon an ofa nyuu lown prodok fi smal bizniz tu.

Advais Fi Di Wan Dem Weh Waah Baro Frahn Biztech P2P

If yu a tink bout baro moni frahn Biztech P2P, hier a sum ting fi kip ina main:

1. Undarstan Di Tormz: Mek shuor yu redi an undarstan aal di intres riet, fiiz, an ou moch taim yu gat fi pie bak. Yu kyan pie aaf erli, an yu get wan likl kash bak tu.
2. Kredi-bil-iti Matta: Biztech P2P a go luk pan yu kredit hischri an mek yu duu wan saikometrik tes. So, mek shuor yu finansial hischri de ina gud shap.
3. Fi Di Wan Dem Weh No Get Bangk Lown: If di bangk dem no waan len yu moni, Biztech P2P a wan gud opshan bikaaz dem luk pan moar dan jos di chradishanal kredit hischri.
4. Dijital Proses: Aal di bizniz a duu anlain, so yu fi komfotabl wid yuuzin intanet an fon fi sen in piiperz an komyoonikiet. Mek shuor yu gat gud intanet konenkshan.
5. Staart Smal, Gro Big: Di fos taim yu baro, di amoun kyan be smal. Bot if yu pie bak pan taim an shuo se yu rielaiabl, yu kyan get moar moni di nex taim.
6. Aks Kwestian: If yu gat eni kwestian, yu kyan riich out tu dem chruu imeil, SMS, ar ina di akaunt dashboud. Dem gat Kliant Rielieshan Manija weh a go help yu.

Biztech P2P a opn wan nyuu dwoar fi moni lownin a Jumieka, espeshali fi di wan dem weh need a likl help fi mek dem dwiim kom chruu. A wan chransparent an fast weh fi get di moni weh yu need, an it a guh fi mek yu laif izi.