Di Stoari Bout Coolcash ina Jamaica
Coolcash a wan niem we evribadi ina Jamaica a get fi noa, espeshali wen it komz tu getting likl moni quick. Dis kompani, we a paat a di big Cool Group, staat out fi gi piipldem we a wuk ina Jamaica, wan fas wie fi get loan pan di intanet ar pan dem fon. Coolcash staat op ina 2017 an den ina 2019, dem put it az wan standalone brand. Dem uon Coolcash chuu M Z Holdings Ltd., we a di paat a Cool Group we du di finanshial tingz.
Di main ofis fi Coolcash, ar Cool Loans Limited az di laa se, a ina Ocho Rios, St. Ann. Bot bikaz dem a wuk pan di intanet, dem kian riich piipldem evriwier ina Jamaica. Di Bank of Jamaica (BOJ) got dem laisens fi du dis, so yu kian noa se dem a wuk wid di ruulz an reegulaishon dem we di gobament put dong.
Di Bisniz Dem Du an Hu Dem a Aim At
Coolcash bizniz maadal a fi gi out shuort-term loan. Dis min se di loan dem nuh fi lang taim, an yu nuh need no kolaral, min se yu nuh hav fi put op notn fi sekior di loan. Dem a aim at Jamaicans we a wuk, we don rich 18 ier, an we got dem uon bank akaunt. Coolcash a yuz som nyuuu-nyuuu wie fi chiek op piipldem fi si if dem kian get loan. Dem a luk at tingz laik yu soshial miidia, ou yu yuz yu fon, an yu empoyment stoori fi fi out if yu a guh fi get di loan, espeshali fi piipldem we nuh got no big krediit stoori yet.
Coolcash Loan Dem an Ou Dem Kost
Wen yu a tink bout tek loan, it impuotant fi noa wa kain a loan dem got an ou moch dem a kost. Coolcash got tuu main kain a loan.
Loan Prodok Dem
- Kash Advaans (Standard Shuort-Term Loan): Dis a di regular likl loan we piipldem a tek fi kova imiujanzi ar fi tek dem chuu tel di nex pie-die.
- Term Loan: Dis a wan loan we dem kian tais op wid wen yu fi get yu nex pieli. So di ripiement taim kian lain op wid yu pie-die.
Moni Amoun an Intres Reet
Coolcash a gi out likl loan, we staat fram J$5,000 an kian go op tu J$50,000. Dis a wan gud amoun fi likl imiujanzi ar fi tek yu chuu fi wan likl taim.
Bot di intres reet a somting we yu hav fi luk at klos-klos. Coolcash a chiel 1% intres fi evri die. Dis kian soun likl, bot wen yu put it fi wan ful ier, dat a guh op tu 365% intres fi di ier. Fi gi yu wan aidia, if yu tek wan loan fi 90 die, di intres fi dat kian kom out tu bout 70.6% fi dat taim piirod. So it kritikal fi anda-stan se dis a wan eksiv intres reet.
Ou Lang Fi Pay Bak an Ada Charij
Di loan taim fi Coolcash a shuort. Di shuortist taim yu kian pay bak a 60 die, an di langgis taim a 90 die. Dis min se yu hav fi ripii di loan quick-quick.
Apaat fram di intres, Coolcash a chiel wan prosesin fii. Fi egzaampl, fi wan J$30,000 loan, yu kian ekpek fi pay a flat J$2,500 fi di prosesin. If yu nuh pay yu loan pan taim, Coolcash a chiel yu wan 1% intres fi evri die we yu lie. If yu loan a lie fi muo dan 34 die, dem kian sen yu niem out tu koleckshan ejensi, an dem kian put yu niem pan dem websait az wan piipldem we nuh pay dem loan. Di gud nyuuz a se, yu nuh need no kolaral fi tek wan Coolcash loan.
Ou Fi Get Coolcash Loan – Di Ap an Di Pruoses
Di ful pruoses fi get wan Coolcash loan a pan di intanet ar pan yu fon. Dis mek it komfatable an fas fi piipldem.
Ou Fi Aplai
- Fon Ap: Yu kian dongload di Coolcash ap pan yu Android fon (weh got 4.2 rating) ar pan yu Aios fon (weh got 4.5 rating).
- Websait: Yu kian go pan coolcash.com an aplai from di websait tuu.
Wat Dem Waan Fi Yu Aplai
Fi yu aplai fi wan loan, Coolcash a guh fi waan som tingz fi yu:
- Yu fi a 18 ier uol ar uova.
- Yu fi a wuk (empoyment veri-fikaishan).
- Yu fi got wan Jamaican bank akaunt.
- Yu fi kian kanek yu soshial miidia akaunt (laik Facebook) fi dem kian chiek yu aidentiti an si ou yu biheiv online.
Ou Dem Chiek If Yu Kian Get Loan
Coolcash a yuz wan speshial kalikulaishon fi chiek op if yu kian get loan. Dis kalikulaishon a luk at:
- Info fram di krediit buro.
- Yu soshial miidia aktiviti.
- Ou yu yuz yu fon.
- Yu empoyment stoori.
Afta yu don aplai an put in aal yu dokyument, sombadi a guh luk pan dem manueli bifuo dem mek di final disijan.
Ou Yu Get Di Moni
If yu loan get apruuv, Coolcash a sen di moni direkt tu yu Jamaican bank akaunt. Dem a se it kian tek bout 30 minit fi di moni go in, bot dat a depen pan di bank an di taim a die. Dem nuh a gi out moni chuu mobail moni ar kash pikop yet.
Di Fon Ap Wuk Dem
Di Coolcash ap a di main wie fi yu intarak wid di kompani. Di ap mek yu kian:
- Upload yu dokyument dem direkt.
- Get riil-taim opdiet pan di staatos a yu loan.
- Set op aato-debit so di moni kian kom out fram yu akaunt pan di due die.
Di ap got gud reetingz an piipldem a se it iizi fi yuz. Coolcash kian riich piipldem evriwier ina Jamaica chuu dem diijital chanil; dem nuh got no fizikal branch apart fram dem ofis dem ina Ocho Rios an Kingston.
Wa Piipldem A Se, Di Reegulaishon, an Ada Op shan
A di en a di die, yu fi noa bout di laa dem we Coolcash a fala, ou dem stan op gens ada kompani dem, an wa di kosnoma dem a se.
Reegulaishon an Laak
Az wi se aredi, Coolcash a wan laisens mikro-finans instityuushan we di Bank of Jamaica (BOJ) a luk afta. Dis min se dem fi fala di Micro-Finance Act an di anti-moni-landarin ruulz dem. Coolcash a se dem kliar bout dem fii an intres bifuo yu aplai, an dem gi wan 3-die grais piirod fi piipldem we lie. Dem a kip yu praivasi an a yuz sekior enkripshan fi protek yu infaamieshan.
Wa Coolcash Stan Pan Di Maakit
Coolcash a wan a di biggis an muos rii-kogniz diijital mikro-loan ap ina Jamaica, espeshali fi ou moch piipldem dongload an di reetingz we it got. Dem got ada kompetita ina Jamaica:
- Lendwise Jamaica: Dem a chiel luowa intres reet, bot di aplikaishan pruoses tek langga.
- iCreate Finance: Dis kompani a gi out loan we yu need kolaral fi dem, an dem kian gi out muo moni, op tu J$150,000.
- Tradishanal Mikro-Finans Instityuushan (MFI): Di uol-skul loan plais dem we got fizikal branch we yu kian go. Coolcash a difrent fram dem bikaz dem a fuokos pan mobail an di intanet.
Coolcash a luk fi expand an a chrai out nyuuu tingz laik loan we tais op wid yu pie-dei saikl. Dem a aksept disbosment tuu aal di big Jamaican bank dem laik Scotiabank, NCB, Sagicor, an JMMB.
Wat Kosnoma Se Bout Coolcash
Piipldem we yuz Coolcash a gi dem gud reetingz. Dem a se di pruoses a iizi, quick an sekior. Fi egzaampl, pan Android di ap got 4.2 stars, an pan Aios it got 4.5 stars. Piipldem a se di ap a smuut an it help dem aalot. Som kosnoma did komplien bout di high intres reet an som taim di ap did krash wen dem a chrai fi login wid Facebook, bot dem se dem fix dat ina wan nyuuu opdiet.
Fi riich dem, yu kian yuz imeil chuu [email protected] ar [email protected], ar yu kian kol dem pan +1 876-974-8411. Dem a se dem a riplai tu imeil widin 24 awa.
Advais Fi Yu We A Tink Bout Tek Loan
Az wan maniya analis, mi wud laik fi gi yu som kritikal advais bifuo yu tek wan Coolcash loan ar eni ada shuort-term loan:
- Anda-stan Yu Niid: Tek loan fi imiujanzi onli, fi tingz we yu kian plan fi. Nuh tek loan fi lukshri ar tingz we kian weit.
- Kian Yu Ripi: Mek shuo yu got a kliar plan fi ou yu a guh pay bak di loan pan taim. Rememba, di intres reet a 1% evri die, an dat a guh ad op quick-quick.
- Reed Di Ruulz: Aalwiez reed di taimz an kondishan dem bifuo yu sain. Mek shuo yu anda-stan aal di fii dem, di intres reet, an wa a guh hapm if yu lie.
- Nuh Tek Tuu Moni Loan: Chrai fi avaid tek muo dan wan loan at a taim, espeshali fram difrent lending kompani. Dat kian mek yu dip inna det quick.
- Ail Intres Reet: Keep ina main se di 365% intres reet fi di ier a very high. Onli yuz dis kain a loan wen yu got no ada op shan.
Coolcash a wan gud op shan fi Jamaicans we need likl moni fas, an we got di abiliti fi pay bak quick. Bot it impuotant fi yuz dem kain a saavis waiz an wid ful anda-stannin a di kost dem.
