Inna di worl weh a ron faas tudeh, a no evribadi get di kaina fainansial sevice weh dem need. Bot inna Jumieka, Esther Finance Limited a kom wid wan nyuu weh fi du tingz. Dem a wan dijital loon kumpani weh a yuuz teknaloji fi mek loon moni faas, iizi, an fair fi di avrij Jumiekan piipl an smal-bizniz uona.
Ovaaview fi Esther Finance Limited: Di Kumpani Inna Jumieka
Esther Finance Limited a wan praivit kumpani weh staat op inna Jumieka inna tuu touzan siks-tiin. Dem a paat a di Esther Ventures Gruup an dem a di fos kumpani weh a du piipl-tu-piipl (P2P) loon inna di konchri. Di kumpani bizniz plan a fi mek piipl weh gat moni fi loon out, miit op wid piipl weh need moni. Dis a hapn onlain, pan dem platfaam weh dem kaal Eve.
Di aidia a fi yuuz teknaloji fi mek di prases simpl, fi rijuus di kuos, an fi gi piipl bettaz intres reet. Dem a luk fi elp di piipl weh di big bank dem no gi enuf atenshan tu – di wan dem weh no fuli get fainansial sevice, an di smal-tuu-midiom bizniz dem weh a luk fi quick moni fi ron dem oparieshan.
Di hed man, Javette Nixon, a di Chif Egzekyutiv Afisa, an im a wan a di piipl weh a push di kumpani fi go forwad, espeshali wid di gavinment a luk out fi dem. Inna Septemba tuu touzan twenti-fai, di kumpani get wan valyueshan a tuu point fai milion US dala bifuo dem get invesment, weh shuo se piipl a biliv inna dem an weh dem a du.
Loon dem an Sevice weh Esther Finance Limited Gi Out
Esther Finance a no di kaina loon kumpani weh a aks yu fi land titl an kaina tingz. Dem a gi out loon weh no need no kolataral, weh miin se yu no hafi put op notn fi sikyur di loon.
Loon Kaina:
- Piipl Loon: Dis a loon fi piipl weh a luk fi moni fi dem persanal niid. Iina di P2P model, di loon a kom fram ada piipl an no fram di kumpani demself.
- Bizniz Loon: Smal bizniz kyan get loon fi elp dem oparieshan. Dem loon ya a sikyur wid di moni weh di bizniz a go get fram dem kliant (aka 'akounts risiivabl'). Dis a miin se di kumpani a luk pan di invois dem weh di bizniz gi out an di moni weh a kom in.
Loon Amaunt an Reet:
- Di loon amaunt dem staat fram JMD twenti-fai touzan. If yu pe bak di fos loon gud, yu kyan get op tu JMD fifti touzan di nex taim. Di souris no konfaam if yu kyan get mor dan dat yet.
- Fi di intres reet, becaus a piipl-tu-piipl platfaam, a di piipl dem weh a gi out di loon a set dem uona reet. So it kyan difrent fram wan loon tu di nex. Di kumpani no put out wan spesifik reet weh fi evribadi.
- Loon dem a gi out fi shaat taim, fram toti tu nainti die. Dis a depend pan di griiment weh di boroa an di lenda mek.
Fi an Ada Kuos:
- Esther Finance wi tek wan liitil fi fi help dem oparieshan, weh a di fasilitieshan fi. Dis a tek out a di loon amaunt bifuo yu get di moni.
- If yu no pe di loon pan taim, dem wi chaj yu wan liet piiment fi. Di egzak amaunt no shuo yet.
How Fi Aplai an Di Teknaloji Fi Esther Finance
Di prases fi aplai fi loon wid Esther Finance a fuli dijital, weh miin se yu kyan du evriting onlain. Dem no gat no fizikal afis weh yu kyan go.
How Fi Get Di Loon:
- Yu kyan aplai pan dem websait, p2p.estherfinance.com. Yu hafi fain op wid yu imeil an mek wan pruofail.
- Di kumpani a plan fi get nativ mobil ap fi iOS an Andraid, bot rait nou, a di websait yu hafi yuuz.
Di Prases fi No Yu Kliant (KYC):
- Afta yu mek yu pruofail, yu hafi op-luod yu gavinment Aidii an wan papaz fi shuo weh yu liv (pruof a adres).
- Wan akount egzekyutiv fram di kumpani wi luk pan yu papaz an chrai fi veri-fai yu. Fi mek shuo se yu a di rait porson an fi mek di loon saafa, yu need wan piipl rekumendieshan. Dis a elp fi rijuus fraad.
How Dem Skore Yu Kredibiliti:
- Fi piipl loon, a di piipl dem weh a gi out di moni a luk pan yu pruofail an disaid if dem a go loon yu moni an fi weh kaina kanchrak.
- Fi bizniz loon, dem a luk pan di invois dem weh yu gi out an di moni weh yu a go get. Dis a fi mek shuo se yu kyan pe bak di loon.
How Yu Get Yu Moni:
- Di loon moni a sen direk tu yu Jumiekan bank akount.
- Dem a wok pan plan fi yu kyan get di moni chuu mobil moni ar pik it op wid kash, espeshali wid di Bank a Jumieka dijital koransi plan.
How Dem Kolek Di Moni:
- Yu wi get dijital rimainda weh a tel yu wen yu loon du.
- If yu no pe pan taim, wan akount egzekyutiv wi get inna kanchak wid yu.
- Di platfaam kyan elp yu an di piipl weh loon yu di moni fi negoshieet fi chanch di piiment plan if yu a strugle.
Gavinment Luk Out an Weh Dem Stan inna Di Maakit
Bikaz Esther Finance a wan fainansial intitushan, di gavinment a luk out fi dem fi mek shuo se dem a fala di ruul dem.
Laisens an Regiuletari Stietos:
- Esther Finance a aplai fi wan Maikro-kredit Laisens fram di Bank a Jumieka. Dis a fi mek shuo se dem a opareit widin di laa fi maikrokredit inna Jumieka. Di laisens stil a fi komfaam yet.
- Di Bank a Jumieka a di wan weh a luk out fi dem fi mek shuo se dem a fala di ruul dem weh a gens moni landrin an teraris fainansin (AML/CFT ruul dem).
- So far, no poblik akshan ar penalti kom out gens dem.
How Dem Stan inna Di Maakit:
Inna Jumieka, Esther Finance a kompiit wid bigga, muo chradishanal maikro-fainans intitushan, laik FirstLine an Solutions by GSM. Bot Esther Finance a difrent demself wid som tingz:
- Dem a yuuz smaal kanchrak an a piipl-tu-piipl model. Dis a mek di prases muo ifishant an kyan gi boroa dem bettaz reet.
- Dem a elp fi bil wan komyuuniti weh a luk out fi wan aneda, an yu loon limit kyan dubl if yu pe bak gud.
Wid wan valyueshan a tuu point fai milion US dala bifuo dem get invesment, it shuo se di investa dem biliv inna di kumpani. Dem a plan fi bai tuu ada lokal kumpani fi mek dem bigga an ron bettaz. Dem a de inna diskojan wid lokal bank dem an intanashanal investa dem, an dem a luk fi intigriet wid di Bank a Jumieka dijital koransi plan.
Kliant Se an Advais Fi Piipl Weh A Go Loon Moni
Piipl weh yuuz Esther Finance a se som gud tingz, bot dem gat som kansaarn tu.
Kliant Yuuzer Se:
- Piipl a se se di platfaam iizi fi yuuz an di prases fi aplai simpal.
- Di akount egzekyutiv dem mek di sevice fiil muo persanal an yuuman.
- Di main kansaan dem a se se di maksimum loon amaunt a liitil (JMD fifti touzan) an dem stil no gat no nativ mobil ap.
- Wan smal riitela get JMD twenti-fai touzan fi elp im bai muo stuok, pe it bak pan taim, an den get JMD fifti touzan di nex taim. Dis a shuo se di plan a wok fi som piipl.
Advais fi Piipl Weh A Go Loon Moni fram Esther Finance Limited:
- Riiet Di Kanchrak Klier: Bifuo yu sain ar agri, mek shuo yu riid an andastan aal a di intres reet, fi dem, an di ripiiment taim fi di loon. Riememba se a di lenda a set di reet.
- No Boro Mor Dan Yu Kyan Pe Bak: Mek wan strik bodget an mek shuo yu kyan afuod di piiment dem wen dem du. No tek loon fi pe off ada loon.
- Aks Kweschan Dem: If yu gat eni kweschan ar yu no andastan notn, riich out tu Esther Finance akount egzekyutiv dem. Dem a de fi elp.
- Pe Pan Taim: Aalwiez chrai fi pe yu loon pan taim. Dis a wi elp yu bil yu kredibiliti pan di platfaam, an kyan mek yu kyan boro muo moni inna di fyucha. Also, it a wi elp yu fi avaid di liet fi dem.
- Andastan Di P2P Model: Riememba se dis a no laik wan chradishanal bank loon. A piipl a loon piipl. So di torm dem kyan difrent.
Esther Finance Limited a push di bouj inna di fainansial seka inna Jumieka. Wid dem teknaloji an dem aidia fi fainansial inkluuzhan, dem a gi piipl an bizniz wan nyuu chans fi akses moni. Jos riememba fi boro rispansibli!
