Flow Lend

Ina Jumieka, we plenti piipldem did a chrai fi aksiz kredit bot di bangk dem did a mekin it haad, Flow Lend kom lik op di maakit. Dis yah kumpni, we a wan paat a Flow Jumieka (Kiebl an Wailes Komyunikieshan Jumieka Limitid), a did di fos wan fi gi priped kostoma kwik-kwik moni fi tap-op dem fon widout no intres. Bot dat a neva di end a di stori. Now, dem team op wid JMMB fi Launch MYNE Lend, we a gi out maikroloun pan dijital Viiza kaad.

Dis a wan kumpni we a chanje di piej ina ou piipldem a get moni a Jumieka, espeshali dem wan we neva did av no kredit ischri bifuo. A fi dat wi a gi yuh evri singl diitiel bout Flow Lend, fi yuh kan-fyuuz an disaid if dis a di rait plaies fi yuh go baro moni.

Flow Lend: Wah De Deal Wid Dis Kumpni?

Flow Lend a di dijital kredit paat a Flow Jumieka, we a wan big kumpni we don de a Jumieka fram di 1870z. Di Flow niem did staat fi yuuz sens 2015 afta Kiebl an Wailes did chanje fi Liberty Latin Amoerika. So Flow Lend a wan sop-sidieri, we miin, it a wan smala kumpni anda di big Flow. Dem did staat dis fi gi priped Flow kostoma we no av no aksiz tu chradishanal kredit, di chaans fi get smala amont a moni fi tap-op. Sens den, dem don gi out uova wan milian US dala ina tap-op kredit fram 2016.

Di big chanje kom wen dem team op wid JMMB Gruup fi kriet MYNE Lend. Dis a wan jaint vencha we a gi out maikroloun fi piipldem we did anda-bangkl – we miin, dem no av no iksposhoa tu bangk loun. Di Sii-I-O a Flow Jumieka a Glenroy Kampbel, an di wan we a hed op di Dijital Fainans a Stiifen Prais. Dem ya liida dem a push fi mek shuo se Flow Lend an MYNE Lend a go rich evri singl paat a di ailand.

Loun Prodok an Servis we Flow Lend Ofa

Flow Lend kom wid tuu mien taip a loun we dem ofa:

• Flow Lend Kredit Advaans (Tap-op Loun):
  • Loun Taip: Dis a fi yuh mobail kredit tap-op we yuh kan get instan.
  • Loun Amont: Di amont we yuh kan get depen pan ou yuh yuuz yuh fon an ou frikwent yuh tap-op. It staat fram roufli JMD $50-100, an it kan go op pan tiers.
  • Intres an Fiiz: Di beta paat a se no intres no de pan di tap-op loun dem. Bot, di kumpni seh se smala servis fiiz kan aplai, bot dem no diskluoz dem poplikli.
  • Riepiemant Win-doa: Dem advaiz yuh fi pie bak widin sevn die, bot di mandatori taim a widin toerti die.
  • Liet Piement: If yuh pie liet, di amont we yuh ou a go dedok fram yuh nex tap-op. If it moa dan toerti die, wan servis fii kan aplai.
  • Kolataral: No kolataral no rikwaya. Yuh kwolifai bies pan ou yuh yuuz yuh fon (ou frikwent yuh tap-op, ou yuh pie pan taim).
• MYNE Lend Maikroloun (wid JMMB):
  • Loun Taip: Dis a loun we noh sekyuor (no kolataral) an a gi out pan a dijital Viiza kaad we de ina di MYNE Lend ap.
  • Amont: Yuh kan get fram JMD $10,000 tu JMD $150,000.
  • Intres Reit: Di chuu reit we de pan di yier a roun 41 posent. Di egzak reit depen pan di taim fi yuh pie bak an di amont we yuh baro, bot it staat fraan roun 40 posent.
  • Tormz an Riepiemant: Yuh kan get di loun fram wan tu twelv mont. Yuh kan pie bak di loun a BillEkspres lokieshan ar pan di BillEkspres websait.
  • Fiiz: Di fiiz fi di dijital kaad an di chranzakshan fiiz a JMMB pie dem.
  • Kolataral: No kolataral no rikwaya. Dem yuuz yuh fon yuusej ischri an di kredit ischri we yuh bil op ina di ap.

Ou Yuh Fi Get Moni: Aplikayshan Prases an Rikwayament

Di prases fi get loun fraan Flow Lend an MYNE Lend a striet-faraad an dijital, we miin yuh kan du it fraan yuh fon.

• Fi Flow Lend Kredit Advaans:
  • Aplikayshan Chanal: Yuh kan dayal *135# pan yuh fon an fala di opshan dem, ar yuh kan yuuz di Flow ap pan Andraid ar iOS fon.
  • Noa Yuor Kostoma (KYC): Dem yuuz yuh fon nomba (MSISDN) we yuh don rejista wid Flow fi veri-fai yuh a-identiti. No ada pepa no rikwaya.
  • Kredit Skorin: Dem yuuz JUVO teknalaji fi luk at ou yuh tap-op yuh fon an ou yuh did pie bak bifuo, fi disaid ou moch moni yuh kan get.
  • Disbosment an Kolkeshan: Di kredit a gi yuh instan pan yuh priped balans. Yuh kan pie bak di moni bai tap-op yuh fon az yuuzhual.
• Fi MYNE Lend Maikroloun:
  • Aplikayshan Chanal: Yuh hafi dayal *135# ar yuuz di Flow ap fi get wan in-vitayshan link fi di MYNE Lend ap. Den yuh download di separet MYNE Lend ap (fi iOS ar Andraid).
  • Noa Yuor Kostoma (KYC): Dem du dijital KYC chruu di ap. Yuh hafi op-lod yuh govament Ai-Di, tek a selfi, an dem veri-fai yuh adres chruu yuh fon dieta. Yuh hafi gi kansaant fi dem yuuz yuh fon dieta, az per di Jumieka Dieta Protekshan Ak.
  • Kredit Skorin: Dem yuuz wan miks a ou yuh yuuz yuh fon, di piement histri we yuh av ina di ap, an JMMB intornal kredit algoridem fi disaid if yuh kwolifai.
  • Disbosment an Kolkeshan: Di moni a gi yuh instan pan yuh dijital Viiza kaad. Yuh kan spend di moni a eni Pwaint a Seil (POS) ar kash out a JMMB lokieshan. Yuh pie bak di loun chruu BillEkspres.

Teknalaji, Reach, an Ou Di Govament Luk At It

Flow Lend an MYNE Lend a yuuz modan teknalaji fi mek dem servis aksizibl an efishent.

Fon Ap Fi Yuuzaz

• Flow Lend Ap: Availabl pan Andraid (minimon 4.0.3+) an iOS. Di las op-diet did Ina Oktoba 2018. It av roun 100,000 download an wan Guugl Play reitin a 3.65/5. Piipldem praiz it fi di konviinians, bot som a komplain bout di niid fi bai ekstra kredit fi pie bak smala amont.
• MYNE Lend Ap: Dis a wan nyuu ap we did laanch ina Miei 2025. It ofa riil-taim aplikayshan an a dijital Viiza kaad. Reitin dem stil no availabl sens it a so nyuu.

Geograafik Kovariej an Kostoma Bies

Flow Lend kova evri singl parish a Jumieka an did don ruol out kras di Kiaribian bai 2016. MYNE Lend did staat a Kingstan an di big-big toun dem, wid plan fi go aal uova di ailand bai di end a 2025.

Flow Jumieka av roun 1.2 milian mobail sob-skraiba, wid roun 60 posent a dem a priped kostoma. MYNE Lend a target yong-yong adolt (18-45) we no av no faamal kredit ischri bot dem a tap-op dem fon riegula.

Regyulietari Status an Laisensin

Flow Lend an MYNE Lend a opariet anda di big Kiebl an Wailes telikom laisens. MYNE Lend a adishanal rejiista az a dijital maikrofainans entiti wid di Bangk a Jumieka. Dem a fala di Bangk a Jumieka maikrofainans gaidlain an di Braadkaasin Komishan ruul dem (az a telikom-fainans miks).

Di kumpni a fala di Prosiidz a Kraim Ak (fi Noa Yuor Kostoma an Anti-Moni Landarin). Dem a adhia tu di Jumieka Dieta Protekshan Ak, 2020, we miin, dem hafi get yuh kansaant bifuo dem yuuz yuh fon dieta. So far, no poplik fain ar sanks an no ripuot agenst dem.

Flow Lend Pan Di Maakit an Kostoma Ikspiriens

Flow Lend did a di fos a dem taip ina telko-fintek an did kacha roun 20 posent a di priped tap-op loun maakit bai 2016. Dem kompeet wid kumpni laik Digiselz DigiLoun (SMS-bies), chradishanal maikrofainans kumpni dem (laka Akshian an Musoni), an som bangk we a test out mobail lenda.

Ou Dem Difa fram Ada Wan Dem

• Instan Aksiz: Kwik-kwik aksiz ina di ap, no pepawork.
• Dieta-Drivin Skorin: Dem yuuz yuh dieta fi gi loun tu piipldem we no av no faamal kredit ischri.
• Dijital Viiza Kaad: Di MYNE Lend kaad mek yuh kan spend moni a moa plaies.

Kostoma Rivyuu an Wah De Gwaan

Flow Lend ap a get 3.65/5 reitin pan Guugl Play, wid 2.3 tousan reitin. Plenti piipldem laik di konviinians, bot som a komplain se dem hafi bai ekstra kredit fi pie bak smala loun. Fi MYNE Lend, hoerli yuuzaz a ripuot se di apruuval a faas, bot som av kan-soern bout dem fon dieta yuusej.

Kaman ishuz we ripuot a:

• Ocazhanali di USSD koud (*135#) no wok.
• Di Flow ap kan kraash pan uolda Andraid ar iOS fon.
• Di intres reit fi MYNE Lend loun kan fiil hai fi langa-torm piement.

Fi help kostoma, dem av 24/7 kaal senta an onlain chat ina di Flow ap. JMMB Ekspreh Fainans av wan help-lain fi MYNE Lend. Di avarij taim fi dem rizaal prablm a roun 48 owaz.

Wan stori a bout wan ruural entreprenuor we did fainans in-ventri chruu MYNE Lend dijital Viiza kaad, a JMD $100,000 loun fi chrii mont. Dem seh se im did expand im seil bai 25 posent.

Praktikal Advaiz Fi Potenshal Barowa Dem

Bifuo yuh disaid fi baro moni fraan Flow Lend ar MYNE Lend, de de som tingz we yuh fi noa:

• Ried Di Tormz an Kondishan Keer-ful: Mek shuo yuh andastan evri singl wan, espeshali di intres reit an di fiiz dem, espeshali fi MYNE Lend. Di intres reit a roun 41 posent a yier, we kan bi hai fi som piipldem.
• Pie Bak Pan Taim: Dis a kritikal fi bild op yuh kredit ischri wid dem, espeshali fi MYNE Lend. Liet piement kan mek yuh hafi pie moa an it kan afek yuh abiliti fi baro agen. Fi Flow Lend, moni a dedok fram yuh nex tap-op so it aalwiez beta fi pie it faas.
• No Baro Moni we Yuh Kan Neva Pie Bak: A di huol a di pie bak taim an di amont, mek shuo yuh finanshal situashan kan hanl it. Alwiez kalkiuliet yuh budjet bifuo yuh aplai.
• Andastan Ou Di Dieta Yuusej Wok: Fi MYNE Lend, dem a yuuz yuh telikom dieta fi disaid if yuh kan get loun. Mek shuo yuh kanshos a dis an if yuh kansaant fi dem yuuz it.
• Yuuz Di Ap Kwaliti: Mek shuo yuh fon a di laitest varsion fi di ap fi wok propali. Som yuuzaz a ripuot prablm wid uolda fon.
• Kontak Kostoma Servis If Yuh Av Prablm: If yuh av eni ishu, don hezitet fi rich out tu dem kostoma servis chruu di ap ar di kaal senta.

Flow Lend an MYNE Lend a ofa nyuu an inovatv wie fi aksiz moni a Jumieka, espeshali fi dem piipldem we did anda-soerv. Bot az wid eni fainanshal prodok, alwiez riid, andastan, an mek di rait disizhan fi yuh self.