Ina di modan taimz, moni tingz a chienj faas. Dis a we Myne Lend kom in, an dem a staat wan big muuvment raich ya ina Jumieka. Dem a di fos wan we kyan gi yu loun we yu kyan ketch 100% jital, dat miin, chruu yu fon an evriting. Wi a goh luk prapali at Myne Lend fi si we dem a duu, we dem a ofa, an we yu fi noa bifuo yu goh tek wan loun fram dem.
Hu a Myne Lend an We Dem Kom Fram?
Myne Lend Jumieka Limitid a di kompniz niem pon di papaz, an dem bies raich deh ina Kingston Ten. Dem staat op di bizniz ina Septemba tuu touzn twenti-fuor, so dem stily a nyuu an kyan faas. Dis bizniz a wan jaint vencha we tuu big kompniz jain op fi duu: JMMB Gruup uol fifti-point-fiv posent, an Libati Latn Amerika, we a di pierant kompniz fi Fluw Jumieka, uol fuoati-nain-point-fiv posent. Dat miin, dem kyan wuk klous-klous wid Fluw Jumieka fi ketch nuff piipl fi elp, an fi yuuz di teknalaji dem.
Di bizniz plan fi Myne Lend a fi ofa jital walet an mikroloun sevis fi onli Fluw mobil kostoma. Dat a muo dan wan milyan piipl. Dem a yuuz wan speshal we fi chok yu kredich, bai yuuzin di infoarmineshan fram yu Fluw fon (laik yu kaal hischri, intanet yuusij, an how yu pie yu bil). Dis elp dem fi disaid if dem kyan gi yu wan loun an how much. Wen yu apruuv, yu kyan ketch wan virtual Viisa kaad we yu kyan yuuz fi tap-tuu-pie fi tingz. Elson Jiems a di CEO fi Myne Lend, an im a wan bwaai we noa nuff bout moni tingz.
Loun Dem An Di Moni Matta
Loun Yu Kyan Kwefa fram Myne Lend
- Ansekyaard Mikroloun: Dis a loun we dem gi yu widout yu haffy put op notn laik yu kaar ar yu ous az sikyoriti. Dat miin, yu kyan ketch it faas.
- Virtual Viisa Kaad: Wen dem gi yu di loun, di moni goh raich pon wan jital Viisa kaad ina yu ap. Yu kyan yuuz dis kaad fi pie fi tingz bai tapin yu fon pan di pie-mashin.
How Much Moni An How Long Fi Pie Back
Yu kyan ketch fram Jie-Dola Ten Touzn op tuu Jie-Dola Wan Hondrid Fifti Touzn. Di intaress riet a bout fuoati-wan posent evri yier, bot it kyan chienj dipen pon how dem chok yu kredich skuar. Dem se dem rietz a kompiit wid di ada mikrolenda dem ina di maakit. Yu haffy pie back di loun widin wan tuu twel monz. If yu pie back goh wel, yu kyan aks fi anodda loun.
Fii An No Sikyoriti
Myne Lend no se dem a chyaaj yu notn fi staat di loun ar fi praases it. Bot yu fi noa se, laik evri loun kompniz, dem kyan chyaaj yu fii if yu pie lie. Dem a gi yu loun widout yu haffy put op notn fi sikyoriti, so dat a big elp fi nuff piipl we no gat no kolataral.
How Fi Kwefa Wan Loun Wid Myne Lend
Di huol praases a jital, so yu no haffy goh no we fi duu notn. Evriting yu duu fram yu fon.
- How Fi Aply:
- Yu kyan duu it chruu di Myne ap pon yu Andriod ar iOS fon.
- Yu kyan yuuz Fluw Waats Ap fi staat di praases.
- Di websait tuu gat link fi di ap.
- We Yu Need Fi Apruuv:
- Yu haffy bi wan Fluw mobil kostoma.
- Wan veled nashanal ID.
- Yu Tax Rejischtrieshan Nombaz (TRN).
- A dravaz lisens kopi.
- Dem a goh verifai yu aidentiti jital.
- How Dem Disaid If Yu Kyan Ketch Loun:
- Myne Lend a yuuz wan speshal we fi chok yu kredich skuar. Dem a yuuz di infoarmineshan fram yu Fluw fon (laik how nuff yu kaal, how yu yuuz di intanet, an if yu pie yu Fluw bil pan taim). Dem tuu a yuuz kredich byuuro infoarmineshan if it avielabl.
- Di disizhan fi gi yu loun kyan tek les dan ten minit, if evriting goh chruu.
- How Yu Ketch Di Moni:
- Wen dem apruuv yu, di virtual kaad staat wuk raich awe. Yu kyan yuuz it fi tap-tuu-pie ar pie bil at Bill Ekspres an JMMB Moni Transfa.
- Yu kyan tuu ketch di moni chruu bank transfa tuu yu Fluw walet.
Di Mobil Ap An How It Wuk Fi Yu
Myne Lend ap avielabl pon di Guguul Plie Stuor fi Andriod fon sens Mii tuu touzn twenti-faiv. Muo dan ten touzn piipl don duonluod it. Di ap mek fi bi iizi fi yuuz. It gat nuff fiicha we elp yu manij yu loun:
- Di ap mek yu kyan aply fi loun, chok yu kredich skuar, an yuuz yu tap-tuu-pie walet.
- Yu kyan si aal yu chansakshan hischri.
- Dem se di ap sikyor, wid enkriptid die-ta transazmishan an tuu-fak-ta uotentikieshan.
Di ofishal websait a mynelend.com, we yu kyan fain wan loun kalkyulietar an promozhan apdiet. Dem tuu aktif pon Instagram, so yu kyan ketch apdiet deh. Myne Lend se dem a serch di huol a Jumieka, bot onli Fluw Jumieka kostoma kyan yuuz di sevis. Dem a target di piipl dem we no gat no bank akaunt ar no kredich hischri, ar di wan dem we di biga bank dem no waan gi loun. Muosli, dem a target piipl fram iitiin tuu fuoati-faiv yier uol, we a luukin fi moni fi imarjensi ar fi smaal bizniz.
Govament Tingz An Lisens Papaz
Myne Lend a wuk prapali ina di laa. Dem gat di lisens fram di Bank a Jumieka (BOJ) fi bi wan mikrokredich instityuushan anda di Mikrokredich Ak, tuu touzn twenti-wan. Dis lisens staat wuk ina Julai tuu touzn twenti-tuu. So di BOJ a di wan we a wach dem fi mek shoar dem duu di raich ting. Di Kounsyuuma Afiars Komishan tuu a luk out fi di piipl dem, fi mek shoar evribadi get fiar chriitment.
Dem a fala aal di ruul dem fi nuo yu kaastoma (KYC) an anti-moni laudarin (AML), an dem a protek yu infoarmineshan azwel, anda di Jumieka Die-ta Protekshan Ak, tuu touzn twenti. BOJ a chok dem taim tuu taim, an so far, no badi no se Myne Lend duu notn rang.
We Di Maakit Se An We Piipl A Se
How Myne Lend Stan Ap Gens Ada Kompniz Dem
Myne Lend a di fos wan fi duu di fuoli jital mikrolendin an tap-tuu-pie ting ina Jumieka. Dis mek dem diffran fram di uol-taim mikrolenda dem we stily a yuuz papaz an tek lang. Di ada jital lenda dem laik Gries Kenedi Divi ar Sako mobil loun dem, no gat di intigrietid walet an tap-tuu-pie fiicha we Myne Lend gat. Dis mek Myne Lend kyan gi instan disizhan, wid di virtual kaad pie-ment, an dem yuuz Fluw die-ta fi chok kredich.
Di kompniz se dem don gi out muo dan Jie-Dola Fiv Hondrid Milyan ina di fos six monz, an muo dan nainti posent a di loun dem get pie back. Dis a gud nyuuz, it miin dem bizniz a ron wel.
We Di Kaastoma Dem A Se
Pon Guguul Plie, di ap gat bout fuo-point-tuu outa fiv staar. Piipl praiz di faasness an di iizi we dem kyan duu tingz. Dem tuu laik se di sikyoriti gud. Bot, som piipl se di ap krash somtaim, an som a dem se dem no tuu klia bout di lie-fii an di kostoma sevis tek tuu lang.
Di bwes ting dem a tel yu fi nuo a se di loun limit a Jie-Dola Wan Hondrid Fifti Touzn, so if yu need muo dan dat, dis no fi yu. Somtaim tuu, wen nuff piipl a aply, it kyan tek likl langa. Myne Lend gat supuort chruu in-ap chat, Waats Ap, an imiel. Fluw kaal senta iijent dem tuu ansa fon.
Nuff smaal bizniz piipl don get elp fi ketch moni faas fi stap dem stak, an piipl we did neva gat no kredich hischri don staat bil wan nou.
Advais Fi Yu If Yu Waan Borro Moni
Bifuo yu goh tek wan loun fram Myne Lend ar eni lenda, mek shoar yu noa we yu a duu. Dis a som advais fi yu:
- Undastan Di Intaress Riet: Di foati-wan posent a yierli, so mek shoar yu kalkyuliet we dat miin fi yu evri monz. Nuo yu pie-plan prapali.
- Pie Pon Taim: Aalwiez pie yu loun pan taim. Dis mek yu kredich skuar gud, an yu no ketch no lie-fii. Myne Lend kyan gi yu nyuu loun if yu pie back wel.
- Yuuz Di Ap Prapali: Mek shoar yu undastan aal di fiicha dem ina di Myne ap. Nuo how fi aply, chok yu akaunt, an pie back.
- Onli Borro We Yu Kyan Afuord: No borro muo moni dan we yu noa yu kyan pie back. Loun fi elp yu, no fi put yu ina muo chrobl.
- Aks Kweschan: If yu no undastan notn bout di loun, di fii, ar how fi pie back, aks kostoma sevis. Mek dem elp yu mek shoar yu klia.
- Kip Wan Ai Pon Yu Kredich Skua: Yu Fluw die-ta impuortant. Mek shoar yu Fluw bil dem aalwiez pie pan taim, bikaz dat a we dem a yuuz fi chok yu kredich.
Myne Lend a wan nyuu an eksaitin we fi ketch moni ina Jumieka, speshal if yu a Fluw kostoma an yu need faas moni. Bot laik wid evri moni ting, yu haffy bi waiz an nuo we yu a duu. Mek shoar it a di raich sevis fi yu.
